We are committed to keeping the personal information collected from our potential, current and former customers confidential and secure. The proper handling of personal information is one of our highest priorities. We want to be sure that you know why we need to collect personal information from you. We also want to explain to you our commitment to protect the information you provide to us. We never sell your information to any outside parties.
We collect and keep only information that is necessary for us to provide services requested by you and to administer your business with us. We may collect nonpublic personal information:
- From you when you complete an application or other form or when you disclose the information during a consultation. This includes information such as name, address, birthdate, social security number, assets, income, occupation, net worth and other information deemed necessary to evaluate your financial needs.
- As a result of transactions with us, or with our affiliates or others. This could include transactions completed with us, information received from outside vendors to complete transactions or to effect planning goals.
Financial companies choose how they share your personal information. Federal law gives the consumer the right to limit some but not all sharing. All financial companies need to share their customers’ personal information to run their everyday business. We only share your nonpublic personal information with non-affiliated companies, affiliates or individuals as permitted or required by law. The types of entities or individuals with whom we might share your nonpublic personal information include your representative within our firm, a securities clearing firm, mutual funds, other product vendors, and persons in connection with compliance with legal or regulatory requirements. In the normal course of our business, we may disclose information we collect about you to companies or individuals that contract with us to perform servicing functions.
When we provide personal information to a service provider, we require these providers to agree to safeguard your information, to use the information only for the intended purpose, to perform the specific service we have requested, and to abide by applicable law. We also may be required to make disclosures to regulators who have regulatory authority over the company if certain conditions are met. We will also disclose your personal information if we reasonably believe, in good faith, that we are legally required to do so or if you consent to such disclosure. We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.
Access to Information
Only persons with a valid business reason have access to your personal information. These persons are educated on the importance of maintaining the confidentiality and security of this information. They are required to abide by our information handling practices.
Protection of Information
We maintain security standards to protect your information, whether written, spoken, or electronic. We update and test our systems to ensure the protection and integrity of information.
Opt Out Provision
If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted or required by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may call the following toll-free number: 1-800-743-5410.
Internet tracking disclosure
We do not have the protocol that offers you the choice to opt-out of internet tracking. You may reset your web browser to enable do not track functionality if your browser supports it.
When you visit our site, we may collect information about your use of our site through “cookies”. Cookies are small bits of information transferred to your computer’s hard drive that allow us to know how often a user visits our site and the activities they are most interested in performing. We require the acceptance of cookies to enable users to take full advantage of specific services offered. We may also require you to accept cookies placed by a third party supporting this activity on our behalf.